Health insurance for spouse

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Q: I plan to retire in January 2012 and I have Self-only FEHB. My husband works for the city and has his own health insurance plan. Do I have to put my husband on my FEHB during the 2011 open season (before retiring) or can I add him to my FEHB once he retires, which should be about six years after I retire?

A: You can add him to your plan from 31 days before through 60 days after he loses his coverage or, if he doesn’t lose his coverage, during any open season.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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