Partial survivor annuity


Q: I noticed the phrase used “partial survivor annuity” in one of your responses. What exactly is this? What are all the survivor annuity options?

A: With a spouse’s written consent, a CSRS employee may elect a survivor annuity that ranges from as little as $1 a year to 55 percent of his or her annuity. A FERS employee only has two choices, 25 percent of 50 percent.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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