Q: If I retire under FERS at age 56 (MRA) and begin drawing an immediate annuity I understand that I am entitled to the FERS supplement until age 62 when Social Security kicks in. I also understand that it will be suspended if I earn above a certain amount. If I only worked for a couple of years (say, until I was 58) will the supplement be reinstated for the years I don’t earn too much and, if so, what is the process to get it reinstated?
A: Once your earnings have fallen below the Social Security earnings limit, the special retirement supplement will be reinstated. The reinstatement is automatic; however, it only happens after OPM has done a file match with the federal income tax return that shows you are now qualified for a partial or full reinstatement.