Q: I’m under the Federal Employees Retirement System and was planning to retire at minimum retirement age (56) with 31 years of combined civilian and military service. Six of those 31 years were under LWOP-US where I paid a military deposit for those years. Are those six years included as credible service for an immediate annuity or are they calculated as MRA+ 10 because I did not have 30 years of civil service years?
A: No, you won’t be retiring under the MRA+10 provision. You’ll receive an immediate, unreduced annuity because you will have reached your minimum retirement age and have at least 30 years of combined service.
