Postal retiree and health insurance

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Q: If I retired from the postal service but am still carrying the medical coverage through them. Is it necessary to elect the Part B coverage? I am not drawing Social Security because I am not eligible until I turn 66. I am under the Civil Service portion of the postal retiree plan and am still carrying my spouse on my medical coverage.

A: You don’t have to sign up for Medicare Part B if you don’t want to. It’s optional.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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