RIF and retirement


Q: I’m 50 with a minimum retirement age of 56. I have 26 years of government service counting my military service (six years bought back). If I’m affected by a reduction in force before 56, do I lose my basic annuity and other retirement benefits?

A: No, you wouldn’t lose them. You’d be able to retire under the special age and service criteria: age 50 with 20 years of service or any age with 25. Any other benefits to which you’d be entitled, such as health and life insurance, would continue as long as you had been covered by them for the five consecutive years before you retired.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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