FEHB and coverage for widow


Q: I retired from the U.S. Postal Service under CSRS with 32 years of service. I gave my ex-wife a full survivor annuity and she also is covered under the FEHB plan. I remarried and my current wife has been covered under my FEHB/APWU (Family 472) for the past seven years. If I should die, would my current wife be able to continue with this FEHB plan?

A: No. To continue coverage, she would have to be receiving a survivor annuity.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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