DSR, RIF and the wrong retirement system


Q: If you are eligible for a discontinued service retirement and you are part of a reduction-in-force, because you are on a priority placement program for a year, why can you not wait until the year is almost up to put in for your DSR?

Also, I am under the Federal Employees Retirement System, but I have money that I paid into the Civil Service Retirement System. I am not under CSRS Offset because when I was transferred the choices were not explained to me; I was just told that I had to transfer. What happens to the money that I left in my CSRS retirement when I retire (I paid in for about 14 years)?

A: If you are subject to separation in a reduction-in-force, that will happen on the date specified in your official RIF notice. There is no provision in law or regulation that would allow you to stay on board beyond that date.

On you second question, if what you say is correct, you were placed in the wrong retirement system when you returned to work for the government. You should have been put in CSRS Offset. The Federal Erroneous Retirement Coverage Corrections Act was created to deal with such erroneous enrollments. Go here to learn more about FERCCA and find out what your next steps should be.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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