Option to opt out of FERS?

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Q: With the impending increase to our Federal Employees Retirement System contributions, can anyone opt out of FERS?

A: There isn’t an impending increase in FERS contributions, only proposals. Whether anyone would be able to opt out if such a change were made would depend on the wording in the law. However, such a provision would be highly unlikely.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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