Wrong system

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Q: I am Discontinued Service Retirement eligible and I am being separated because of a reduction in force. I am in the Priority Placement Program for a year. Why can I not wait until the year is almost up to put in for my DSR? Also, I am a FERS employee, but I have money that I paid into CSRs. I am not a in CSRs offset because when I was transferred the choices were not explained to me. I was just told that I had to transfer. When I retire, what happens to the money I paid into my CSRS retirement for about 14 years?

A: If you are subject to separation in a reduction in force, then that will happen on the date specified in your official RIF notice. There is no provision in law or regulation that would allow you to stay onboard beyond that date. As to your second question, if what you say is correct, you were placed in the wrong retirement system when you returned to work for the government. You should have been put in CSRS Offset. The Federal Erroneous Retirement Coverage Corrections Act was created to deal with such erroneous enrollments. Go to www.opm.gov/retire/pre/fercca/index.asp to learn more about FERCCA and find out what your next steps should be.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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