Exceeding the limit


Q: What happens to my civil service retirement benefits if I exceed the cumulative five-year LWOP-US limit set by USERRA?

A: Assuming that you had at least five years of creditable civilian service and left your retirement contributions in the fund, you would be eligible for a deferred annuity at age 62. If you had as many as 20, you’d be eligible at age 60.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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