COLA eligibility


Q: There has been talk that there may be a COLA increase this year. If a person retires on Dec. 31, would they be eligible for the COLA?

A: No. If you retired on Dec. 31, 2011, you’d receive 11/12ths of the 2013 COLA in your January 2013 annuity payment. You would have to retire no later than Nov. 30, 2011, to receive a full COLA adjustment in 2013.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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