Fed health plan is secondary; should premium drop?

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Q. I am covered under my wife’s Blue Cross/Blue Shield federal plan, even though we both retired from the Postal Service. I am now on Medicare, and Medicare is my primary health coverage (I have plans A and B), with BCBS being secondary. My wife is 62. My question is: Should my wife’s (our) BCBS coverage premium be reduced since BCBS is now secondary and not covering me like it did before I went on Medicare?

A. No. There isn’t any provision in law that would permit that.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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