Hospital coverage

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Q: I am a postal retiree and I have my wife on my hospital coverage. When I die, will she be able to keep the APWU health plan, and what will be her cost.

A: If your widow is receiving a survivor annuity based on your employment, she can continue that coverage. For that coverage, she would pay self-only premiums instead of the self-and-family premiums you pay now.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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