Military, civilian retirement

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Q: I completed 19 years of active-duty service in the Army. I completed my time in the Texas National Guard for retirement. At age 60, I started receiving my military retirement check. I am a federal civilian employee with 11 years under FERS. I have received my statement (amount) of buyback of military time. I want to be sure I will retain my military retirement check. Buyback will give me a total of 30 years for civilian retirement when I pay the deposit. I just want to confirm I will receive both retirements with no reduction.

A: If you make a deposit for that active-duty service, you’ll be able to receive both retirement benefits with no reduction in either.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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