Q. If I submit my application for Voluntary Early Retirement Authority/Voluntary Separation Incentive Pay and my VSIP incentive is denied, will I be forced to retire/resign? I have 24+ years and am over 58 years of age. My position is “overhire,” and we are undergoing furlough with very likely RIF.

A. Putting in a request for a VSIP wouldn’t affect that one or the other. You would only be forced to retire if your position was abolished and there was no other position in which you could be placed.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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