Q. I am currently a GS-15. I am thinking of taking a downgrade to a GS-14. I plan to retire at age 60 with 23 years of service under FERS. Will my high-3 be calculated on my highest three years at the GS-15 pay? I’ve been a GS-15 since 2008.

A. Your high-3 will be based on your three highest consecutive years of average pay, regardless of when they occur in your career.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

Leave A Reply