Affordable Care Act and FEHB


Q. Did the Affordable Care Act make it mandatory for a federal employee to cover his or her children under the age of 26 on their Federal Employees Health Benefits coverage? In other words, if a child under the age of 26 has his or her own health care, and the parent is enrolled in a self-only plan, is the parent forced under the ACA to change to a self-and-family plan?

A. No. If you are enrolled in an FEHB self-only option, you don’t have to change to self and family.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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