Affordable Care Act and FEHB

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Q. Did the Affordable Care Act make it mandatory for a federal employee to cover his or her children under the age of 26 on their Federal Employees Health Benefits coverage? In other words, if a child under the age of 26 has his or her own health care, and the parent is enrolled in a self-only plan, is the parent forced under the ACA to change to a self-and-family plan?

A. No. If you are enrolled in an FEHB self-only option, you don’t have to change to self and family.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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