Government portion of health insurance


Q. My federal career began in 1955. Health insurance for federal workers started soon after. The cost was a 50/50 split between the employee and the government. That 50/50 split was in effect for years and, to my knowledge, did not go away. Or did it? I have seen a recent chart that put the cost of my health insurance at approximately $330 per month in the Obama plan. I pay $320. What happened to the 50/50 split?

A. You are so far out of date that it isn’t even funny. The maximum government contribution is set at 72 percent of the average cost of all plans, not to exceed 75 percent on the cost of any specific plan. The enrollee —you — pays the difference.

P.S. The Obama plan (actually the Affordable Care Act) will have little affect on the premiums.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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