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Q. I will be retiring Dec. 28. Will I be on the annuity roll in January 2014 and eligible for a full cost-of-living adjustment on my January 2015 annuity check?

A. No, you won’t. Because you will be on the annuity roll for only 11 months — January through November — you’ll only get 11/12ths of that increase.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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