FEGLI at retirement


Q. I am a CSRS Postal Service employee, and I understand that to carry Federal Employees’ Group Life Insurance coverage into retirement, I must be enrolled for five years prior to retirement. I am enrolled in the basic coverage, as well as Option B. I am considering eliminating the Option B coverage but do not want to do anything that may have an adverse effect upon retirement. If I eliminate the Option B coverage but retain the Basic coverage, will I be allowed to choose any optional coverage at the time of my retirement, or must I be enrolled in the specific optional coverage for five years to carry it into retirement?

A. You must be enrolled in FEGLI Basic for the five consecutive years before you retire (or from your first opportunity to enroll) to carry that coverage into retirement. The same rule applies to any optional coverage.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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