Exact vesting date

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Q. I am employed by the federal government and enrolled in FERS. I am coming up on my five-year anniversary of employment. When is the exact date that I will be vested? Is the vesting date the exact five-year date from my hire date, or do I need to complete an entire pay period that the exact five-year anniversary falls in? I am paid monthly. Will I receive a notice from FERS that I am vested? Can I sign on to a website to find this information?

A. You will be vested on the day before your service computation date. For example, if you were first hired on Jan. 31, 2009, you would have completed your five years at close of business Jan. 30, 2014. Not only won’t you be notified that you are now vested, but there’s no place you can go, other than your personnel office, to confirm that fact.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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