Q. I am 60 years old with 33 years of federal service. I would like to retire next year, but under FERS, I would have to stay until I am 62 years old to get the additional 0.1 percent annuity incentive. Is there another way to achieve my goal?
A. No, there isn’t. To have the higher multiplier used to compute your annuity, you must retire no earlier than age 62 and have at least 20 years of service.
