Q. In computing the high-3 salary, what happens if you get a step increase during your last year but the higher amount does not equate to exactly a full year? Do you average the total of so many consecutive days that total three years, or does it have to be one set salary for 365 days to equate to one year?

A. Your high-3 will be based on your 78 highest consecutive biweekly pay periods.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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