High-3

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 Q. I’m a civil service employee. Is there a website where I can find out what my current high-3 amount is? I’ve read that high-3 is calculated using your highest 78 consecutive weeks of earnings. But, I’ve also read that it’s calculated using the highest three years. Is the high-3 calculated with earnings from Jan. 1 to Dec. 31? Or can it be any 78 consecutive weeks with no specific starting time — for example, May 2010 to May 2013?

A. There isn’t a website where you can find out what your high-3 is. Your high-3 is based on your highest three consecutive years (78 pay periods) of average basic pay. It doesn’t matter when they occur in your career.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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