Military buyback/FERS annuity


Q. I will be 59 in July 2014. My SCD is 9/1/78. I have 13 years active duty military time that I bought back and 23 years Federal Civil Service time for a total of 36.9 years. If I retire at 59.5 in January 2015, would I be eligible for the FERS supplement based on Active duty and Federal Civil Service time, or should I wait until age 60 and I will have 23.6 years FERS time? I am completely confused about what to do and I am being told different things by my Personnel Office.
A. Because you have made a deposit to get credit for your active duty service, it will be treated the same as actual service when it comes to determining your total years of service and be used in the computation of your annuity. Since you have at least 30 years of service and have already reached your minimum retirement age, you can retire at any time and immediately be entitled to the special retirement supplement.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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