Health care coverage


Q. I am a federal employee, 66 years old, planning to retire Jan. 3. I now have full coverage under Blue Cross Blue Shield for me and my husband. I understand that when I retire, I must sign up for Medicare Part A, but I am not sure about part B. If I elect to take Medicare Part B, and have BCBS as my supplement, may I still purchase my prescriptions through CVS Care Mark after I retire? Can you tell me the monthly cost for my spouse and myself to continue with full coverage under BCBS?
A. Whether or not you enroll in Medicare Part B, you can continue to order your prescriptions from your FEHB provider. The premium rates for non-Postal Service retirees are the same as they were when employed. Postal Service retirees pay more because they lose the employee subsidy that was negotiated by their unions.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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