Survivor benefit


Q. I am a federal employee who will retire under CSRS. I also get Social Security. My wife will also will retire soon under CSRS. If I die, can she get my Social Security benefits?

A. Her Social Security survivor benefit would be subject to the government pension offset provision of law, which will reduce it by $2 for every $3 she receives in her CSRS annuity. In most cases, the GPO wipes out that benefit.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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