Medicare penalty

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Q. If I did not sign up for Medicare Part B when I became eligible, can I sign up now without penalty if I have a federal employee health plan and I am retired?

A. No, you can’t sign up without penalty. You could have done that when you were still employed, but not after you retired.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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