Social Security while working


Q. I am currently working as a CSRS employee and receiving a military pension. I will be 62 in 18 months. I have two children, ages 6 and 9. I’ve worked long enough to receive Social Security. I’m currently working and not paying into Social Security. Can I receive Social Security for myself and my children at 62 while I’m working as an CSRS employee?
A: Yes, you could. However, that benefit would be subject to the Social Security earnings test, which would reduce it by $1 for every $2 you earn above the annual earnings limit. In 2015 that limit is $15,720.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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