Social Security and a FERS annuity


Q. I am a FERS employee with 30 years of service. If I retired at age 68, will my Social Security benefits be affected by the amount of my annuity and the fact that I bought back my time in the military of three years?

A. Because you are covered by FERS, your annuity will have no effect on your Social Security benefit, which will be based on all your years of Social Security-covered employment.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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