Q. I am submitting this on behalf of my mother who retired with CSRS. She is now 87 years old. She and my father have been with BCBS (Standard Option, Self & Family) since her retirement over 30 years ago.
With the recent change in BCBS, where she can re-enroll as Self Plus One? She is afraid that she may lose their only health plan if she enrolls as Self Plus One. Does the standard 5 years or more still apply, or can retirees change their plans to reflect Self Plus One without penalty — the penalty being that it may look like she’s a new member when she’s not?
A. Here’s the good news. Because she and your father are already enrolled as annuitants, she can change to the Self Plus One option during the upcoming Federal Employees Health Benefits open season without penalty.