Two checks


Q. Does someone retiring from the federal government on FERS get two checks — one from retirement and one from Social Security?

A. If you retire on an immediate annuity before reaching age 62, you’d receive both your annuity and the special retirement supplement, which approximates the amount of Social Security benefit you earned while a FERS employee. At age 62, the SRS would end  and you’d receive two separate payments, an annuity based on your FERS service and a Social Security benefit based on all your Social Security-covered employment.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

1 Comment

  1. If I’m receiving two checks when I retire, do I pay taxes on the Social Security check as well as my annuity check?
    thanks, Evita

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