About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.


  1. I will be retiring soon, but I’m not sure what would be in my best interest to keep for life insurance. What do most people do? I am single. Thanks

    • I don’t know what most people do. However, based on what I’ve been told, single people who don’t have someone to whom they want to leave the proceeds of their insurance either cancel that coverage or at age 65 – when premium deductions end – allow it to decline to 25 percent of its face value.

  2. james roman on

    I am 63 and retired from Tobyhanna army depot and have coverage with geisinger health health plan as part of my retirement package. I have Tricare standard being retired military how do I drop geisinger since I receive Tricare at no monthly cost.it makes no sense to pay for one that is close to 300dollars per month when I have Tricare that is a much lower deductible and i will have to come under medicare part b in the near future how do I go about this and is this the most sensible way to go about it I need advice if at all possible

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