Q. I am in my 11th year of federal service under FERS with the Department of Veterans Affairs. I plan to take a break from federal service and accept a private sector job for at least two years; but I eventually plan to return to federal employment in the future.
1. Can I leave my TSP account unchanged for the interim, or will I have to roll it over elsewhere?
2. Once I return to a federal job, will I have to have at least five continuous years yet again to be eligible to continue my FEHB coverage when I retire?
3. Do all my prior years of service, including my prior high-3, still count toward my pension calculation?
A. 1. Yes, you can leave your money in the TSP.
2. As long as you immediately re-enroll in the FEHB program when you return to government service, your years of coverage will be treated as if they were continuous.
3. Your high-3 will always be the average of your highest three consecutive years of basic pay, regardless of when they occur in your career.