Q. Federal employees who are veterans with service-connected disabilities and who use the Veterans Health Administration (VHA) for their healthcare are not afforded the opportunity to suspend their Federal Employees Health Benefits (FEHB) upon retirement. This forces those veterans to choose between FEHB, Medicare Part B/C, when they need neither. Is this an Office of Personnel Management policy that can be changed, or does the solution require an act of Congress?
A. By regulation, OPM does allow annuitants to suspend their FEHB enrollment in order to enroll in a Medicare Advantage plan, TRICARE or CHAMPVA, or Medicaid or similar state-sponsored program of medical assistance. (Information on suspending FEHB coverage at https://www.opm.gov/healthcare-insurance/Guide-Me/Retirees-Survivors/#url=Health.) It doesn’t allow employees to do that, nor does it allow employees or retirees to suspend their FEHB coverage when they are receiving VHA benefits. To change this would require an act of Congress.