Q. Does the U.S. Post Office have the option of not paying into Social Security? I’m asking because my father worked for 36 years for the Post Office and was denied Social Security with the explanation that he wasn’t covered by Social Security while a Postal Service employee. This makes no sense to me because I thought that coverage was automatic and mandatory. How is it at all possible for someone to not pay into Social Security when it’s taken out of your check?
Is there an option of not paying into it? Is there something that my father, as well as myself, am missing in this one? This sound very fishy.
A. In all likelihood, your father was a Civil Service Retirement System employee. As a result, Social Security deductions weren’t taken from his pay. With one exception, Social Security deductions are only taken from federal employees covered by the Federal Employees Retirement System, which became effective on January 1, 1987. That exception applies to a small number of employees who were covered by both CSRS and Social Security (CSRS Offset) and elected not to be covered by FERS.