CSRS or FERS

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Q. I’ve been talking with people who are already federal employees. Some of them are covered by FERS and others by CSRS. If I’m hired, will I automatically be enrolled in FERS or will I be able to choose which system I’ll be in?

A. You won’t be offered a choice. All federal employees first hired on or after Jan. 1, 1987, and most employees first hired after Dec. 31, 1983, are automatically covered by FERS.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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