Browsing: enrollment

Q. Both my husband and I are Postal Service employees. I have been continuously covered under his Federal Employees Health Benefits family plan for more than five years. If I were to retire soon, will I be eligible to continue my health insurance coverage, or will this only be allowed if I am under my own individual plan for five years prior to retirement? A retirement video seems to indicate that the health coverage would have to be under my name for at least five years prior to retirement. A. Relax. Employees only need to be enrolled in or covered…

Q. I am a federal government retiree who turned 65 in March. I have Kaiser of Southern Cal health benefits. Do I have to enroll in Medicare? Should I enroll in Medicare? If I enroll in Medicare, will it change coverage for my wife? How would I enroll? A. Medicare is a benefit that is personal to you. While you don’t have to enroll in Medicare Part A, it wouldn’t make any sense not to. You paid for that coverage through payroll deductions, and there aren’t any premiums to pay. Medicare Part B is different. You would have to pay…

Q: If you are single at retirement and later get married, can you immediately add your new spouse to your FEHB? If not, how long do you have to wait? And, are there any additional costs for adding someone to your plan after retirement? A: If you marry after retirement, you can change you FEHB enrollment from self only to self and family from 31 days before the event through 60 days after the event. After you do that, your premiums will be those for self and family coverage rather than self only.

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