Q: I am a federal government employee under FERS who has worked for 26 years and may consider a buyout, if offered. If I become a FEMA Disaster Assistance Employee (DAE), will I be subject to an annuity offset? A: According to FEMA, “If you are a retired federal civil servant, your pay from FEMA may be subject to an offset. A copy of your annuity statement must be submitted to personnel yearly to be eligible for an annuity waiver during the first 120 days from the date of a presidential disaster declaration. The annuity waiver does not apply when deployed to…