Health insurance benefits

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Q:As I understand it, postmasters will be offered the voluntary early retirement. I am 56 and have 22-plus years. I have only had health coverage since May 24. I had been covered under my husband’s health insurance until his retirement and he did not continue it. Since this was considered a life changing event, I was allowed to take out insurance then. What are my chances of the requirement for five years’ coverage being waived for voluntary early retirement in this situation?

A: You should be eligible for a waiver of the five-year requirement if you were enrolled in the Federal Employees Health Benefits program before your agency’s latest authority to offer early retirement. Check with your personnel office to be sure that you qualify.

— Reg Jones

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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