Postponed retirement


Q: I am 59 years old, and I left the U.S. Postal Service in May with plans to collect my retirement under the postponed retirement policy when I turn 60. Now the Postal Service is offering early outs. Would I be able to apply for my unreduced retirement benefits now or do I still need to wait until I am 60 since I am out already?

A: Since you are already retired, you aren’t eligible for voluntary early retirement. That option is only available to current employees covered by your agency’s Office of Personnel Management-approved authority.

— Reg Jones


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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