Federal pension

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Q. I am a federal employee with both CSRS and FERS pension plans. If I die before I retire, will my husband collect my pension? Will my husband will be covered under a federal health care plan?

A: Yes, he will receive a survivor annuity based on your service. He will be covered under the Federal Employees Health Benefits program if he was covered by it on the date you die. If he wasn’t covered under the FEHB, he won’t be able to enroll in it as a survivor.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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