Q. My husband is a retired civil service employee. His first wife died before he retired. he then married me after 8 years of being a widower. Am I entitled to a survivor benefits if (God forbids) he dies first? He said I am only entitled to whatever is left from the money he had contributed while working as federal employee, and he said I will not receive any money from his retirement pension. In order for me to receive his retirement pension, he would have had to pay the government $750 dollars a month. How is this so?

Q. As I understand it, when a retiree’s spouse dies, the retiree needs to notify the Office of Personnel Management. Is the increase in the retiree’s annuity effective at the time of that notice, or is it back-dated to the date of death?

Q. I retired from federal service in 2006 under the CSRS program. My first wife received half my pension until her death. In 2013 I remarried a federal retiree who is under the FERS program. If one of us pass first, will the survivor be eligible for any of our spouse’s pension?

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