Health benefits coverage


Q: I will be retiring in August 2010 under CSRS. I am 55 years old. I will be keeping my FEHB coverage. Currently, my wife is covered under my FEHB plan and she is 49 years old.

When I reach the age of 65, I realize that I will be covered by Medicare as my primary health provider, while my FEHB plan will be my secondary health plan. My question is, Will my wife continue to be under FEHB plan as her primary provider? Which health plan will cover my wife?

A: Since she won’t be old enough to qualify for Medicare, she will continue to be covered exclusively by your FEHB plan.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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