Q. My husband will be 64 years old in a couple of weeks. He is CSRS. I have health insurance under my husband’s coverage. We are concerned because we do not know what will happen to me once he goes under Medicare because of his age. Also, what will happen to my insurance coverage after he retires in a couple of years? Will I lose my coverage once Medicare takes over? Also, if I still qualify for health insurance, will it be at a more expensive price?
Browsing: Coverage after retirement
Q. I was approved for FERS Disability Retirement in June 2016 and have been receiving my disability annuity ever since. What happens to my federal health benefit plan and dental plan when I turn age 62? Do the medical and dental convert to Medicare or does the coverage remain the same? If the plan remains the same, do the premiums change annually?
Q. I’m a retired U.S. Postal Service employee since June 2018. Currently, I still have my federal BCBS insurance plan and Medicare Part A, but no Part B. My wife, who is still working, has better insurance coverage. Is my wife’s insurance primary and my BCBS secondary because my wife is still working? Do I need Medicare Part B?
Q. I’m a CSRS retiree and am thinking about returning to civil service. I’m 63 years old and am uncertain how re-employment will affect my retirement and health benefits. Will I lose all of my retirement benefits? Will I have to relinquish my health benefit and select another health insurance coverage?
Q. I am FERS and eligible to keep my medical insurance after retirement. Do I need to enroll my husband before retirement in order for him to qualify, or can I enroll him at an open season after retirement if insurance is needed? By the same token, if he is enrolled before I retire, can I take him off my plan at open season after retirement if he no longer needs insurance?
Q. I am 54 years old and have been working for the U.S. Postal Service for 22 years as a city carrier. Am I eligible for retirement? What percentage of my pay will I be able to receive? A. No, you aren’t eligible to retire now. However, you could resign from the government and apply for a deferred annuity under the MRA+10 provision. If you did, your annuity would be reduced by 5 percent for every year (5/12 percent per month) you were under age 60. Your annuity would be based on your high-3 and years of service as a FERS employee when you left.…
Q. I am 53 years old, and I’ve worked with the U.S. Postal Service as a clerk for 31 years. I am thinking of retiring in one year. Would I be able to keep my health insurance until I’m eligible for Medicare? If I cannot, can I pay for my same policy through the Postal Service even though I am retired from it? How long would I be able to carry forward my same health plan? My main concern is my health insurance — I heard that you can pay an additional fee to keep your health insurance policy via the Postal Service.