Retirement and FERS


Q. I plan on retiring in September at age 60. I left service for a period of years and took the amount I had in my retirement that had accumulated for the two years I was under CSRS. When I came back I was put into the FERS. How will taking that money out affect my retirement?

A. As a rule, you won’t get any credit for that time unless you redeposit the amount you took out with accumulated interest. Because that short period of CSRS service will automatically be treated as FERS service, you’ll need to check with your local payroll office for details on how to find out the amount you would owe.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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