FERS and military time

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Q. I work for the USPS. Last night a co-worker and I talked. We both are in FERS and have active military time and guard or reserve time to retire from there. If our active military time is used for USPS retirement, does that effect our military retirement?

A. As FERS employees, you will only get credit for your active-duty military service if you make a deposit to the civilian retirement fund for that time. (Reserve duty time isn’t generally creditable, so no deposit is required.) If you do make a deposit, you’ll get credit for that time in determining your eligibility to retire and in your annuity computation. Doing so will have no affect on your ability to receive retired pay based on your active-duty and reserve service.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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