Health benefits


Q. It is my understanding that members of Congress must now participate in the health insurance exchange under the new health care bill recently passed. Since members of Congress were under FEHBP previously, does that mean federal employees must also participate in this exchange? If not, is there going to be any changes to our health benefits under the new health care bill? Other than increased costs, of course

A. No, it doesn’t mean that you must also participate in the exchange. Federal employees retirees and survivor annuitants will be able to keep the insurance coverage they have now.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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