Q. I am 59 years old, and will be eligible for Medicare as of May 1 because of a disability. At present I am covered under my husband’s insurance through FEHBP (my husband is now deceased). Do I need to enroll in Medicare Part B, and if I do, then does my health insurance change? Will I become Medicare Primary and what FEHBP offers as a supplement or can I continue to keep my existing plan?
A. It’s up to you to decide whether to enroll in Medicare Part B and pay the required premiums. If you do, Medicare Part B will be primary for you and FEHB coverage secondary. It won’t have any other affect on FEHB benefits or premiums.